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Buildings & Contents insurance or just one of the two?
Deciding if you require Buildings and Contents insurance or simply one of the two can dramatically decrease or increase your insurance premium prices.
Building insurance plans are generally used for the constructional parts of your home for example, your 'Building' the outside of your property, anything exterior and any subsidence of your property are covered normally.
Contents insurance can be thought of as a global insurance for your possessions within the property, such as.. your television set, your 'white goods' (washing machine, fridge freezer) many of these products can be covered by your contents insurance policy, normally whilst obtaining a contents insurance quote you will often be asked for a general value (amount in money / worth) of your possessions, this then is calculated and effects your premium cost.